Rates are not fixed income
Bitfinex funding rates are formed by market supply and demand. Historical rates, backtests, or reports cannot guarantee future results.

Fundai Risk Disclosure
Last reviewedReviewed byFundai
Make rate variability, fills, idle capital, early repayment, exchange, USDT, API, and exit risk clear before use.
Fundai provides a non-custodial Bitfinex USD funding automation and reporting workspace. It is not a bank deposit, fixed-income product, or principal-protection promise. Funding rates come from market supply and demand; orders may not fill, may be repaid early, or may leave capital idle. Users still carry risk related to their Bitfinex account, exchange operations, USDT, FX conversion, API settings, tax records, and personal liquidity planning. Fundai helps make strategy, orders, reports, alerts, and exits more inspectable; it does not eliminate market risk.
Bitfinex funding rates are formed by market supply and demand. Historical rates, backtests, or reports cannot guarantee future results.
Minimum-rate rules, reserves, borrower early repayment, and market depth can leave funds temporarily unlent and reduce actual income.
Assets remain in the user-owned Bitfinex account, but exchange, account security, USDT, FX, API operation, and recordkeeping risks remain.
Users should know how to reserve funds, shorten duration, stop automation, revoke API access, retain reports, and plan withdrawals.
Checklist
Fundai Standard
APR, backtest, or a high daily rate.
Fill rate, idle funds, fees, and early repayment.
Use reports to reconcile history instead of treating it as a promise.
Only the non-custodial claim.
Exchange, API, USDT, and account security remain relevant.
Read asset control and risk disclosure together.
Turn it on and stop checking.
Alerts, reports, API state, and exit settings.
Treat automation as an operating workflow, not a guaranteed outcome.
HowTo
Set conservative boundaries first, then keep checking reports and alerts.
FAQ
No. Fundai is a non-custodial automation and reporting workspace, not a fixed-income, bank-deposit, or principal-protection product.
No. Non-custody means Fundai does not custody assets or need withdrawal permission, but exchange, USDT, API, account security, rate variability, and withdrawal risks remain.
Fundai uses restricted API access, strategy settings, report reconciliation, status alerts, and exit workflow visibility to put risk into daily operations.